We offer a range of services to individuals looking for financial guidance.

Tax Planning & Preparation

Tax planning encompasses many different aspects, including the timing of both income and expenditures, investment selection and types of retirement plans, as well as filing status and common deductions. We can assist you in preparing and filing your federal and state tax returns, no matter your situation.

Estate Planning

Estate planning serves to manage an individual’s assets in the event of their incapacitation or death, including the bequest of assets to heirs and the settlement of estate taxes.  As life progresses and goals shift, the estate plan should move to be in line with new goals. Lack of adequate estate planning can cause undue financial burdens to loved ones, as estate taxes can run as high as 40 percent.

Some of the major estate planning tasks include:

  • Creating a will
  • Limiting estate taxes by setting up trust accounts in the name of beneficiaries
  • Creating/updating beneficiaries on plans such as life insurance, IRAs and 401(k)s
  • Establishing annual gifting to reduce the taxable estate
  • Setting up durable power of attorney (POA) to direct other assets and investments